The Swiss Variable Annuity

The Swiss Variable Annuity is a contract with a Swiss insurance company. But as with any variable annuity, the return on your investment varies depending on the underlying investments you select. The Swiss Variable Annuity offers various sub-accounts managed by the Swiss insurance company through which the annuity contract is written or by specifically selected asset managers. For U.S. investors, an important advantage of the Swiss Variable Annuity is that growth within the contract is tax-deferred. This is not the case with the Swiss Fixed Annuity.

Both the Swiss Fixed Annuity and the Swiss Variable Annuity provide the following benefits:

Safe country: It is Switzerland ’s long tradition in the world of finance, in addition to it’s neutral and stable political system that has earned it more than half 35% of all invested world wide private assets.

Safe companies: The Swiss Insurance industry has built its reputation on the basic principles of discipline, prudence and conservatism. Quality and Privacy are ensured and regulated by the Swiss Federal Bureau for Private Insurance. The result of such stringent regulation is that in over a century and a half in the finance industry, not one company has failed to meet obligations put forth upon them.

Swiss Privacy: Swiss law protects your confidentiality at all times. If at anytime a broker, Insurance Company or anyone else discloses information about your account with anyone other than you, they are subject to consequences punishable by law. These penalties include fines and prison sentences for violators. The only time it is admissible to breach confidentiality is by way of a Swiss court order.

Swiss Asset Protection: Swiss laws were designed to keep insurance proceeds safe and out of the hands of anyone other than you or your loved ones. They ensure protection against Bankruptcy proceedings as well as future creditors.

Separate estate planning: This allows you to have the ability to make distributions from ordinary state as well as to designate a beneficiary (ies) At the time of your death and after the death certificate is obtained, the insurance agency will transfer funds to beneficiaries. This transaction generally takes just a few days. Unlike the U.S. there is no need for a power of attorney or last will required.

Currency Diversification: You have the option of choosing which currency you would like. You can own the Fixed Annuity in US dollars or then you may elect to choose the Swiss Franc or the Euro. If at anytime you would like to change from one currency to another, you may do so by changing the certificate.

No Swiss taxes: Earnings within your Swiss Fixed Annuity or Swiss Variable Annuity accumulate completely free of Swiss taxes. There are no withholding, inheritance, stamp or wealth taxes.

U.S. Taxes Deferred: The Swiss Variable Annuity grows tax-free until redemption. Protect those assets you absolutely cannot afford to lose. Find out if a Swiss Fixed Annuity or the Swiss Variable Annuity is right for you.